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Business Commercial Property Insurance

Business property insurance provides financial assistance to help cover the cost to rebuild or repair business property so that operations can continue with as little disruption as possible. This includes compensation to repair damaged business property and replace property that is lost. Whether you own your building, lease workspace or even work from home, business property insurance protects your physical assets.

What does business property insurance protect?

Business property insurance protects your business assets against damage from fire, water, theft, vandalism, or other type of disaster. Assets include the physical building in which your business operates and its property. Property includes:

  • Building
  • Outdoor signage
  • Furniture and fixtures
  • Office equipment
  • Inventory
  • Fencing and landscaping
  • Others’ property

If you have a home-based business, be aware that most business property is not covered under your homeowners policy. You will need to obtain a business property insurance policy in order to insure your business assets.

Additional options are available, depending on the type and needs of your business, including:

  • Undamaged stock protection
  • Data or records protection
  • Computer virus protection
  • Intangible coverage (patents, copyrights and trademarks)
  • Off-premises property protection
  • Lost income protection

Contact Linda A. Christ Insurance today

No two businesses are exactly the same. The knowledgeable and experienced insurance professionals at Linda A. Christ Insurance will help educate and guide you through the process and tailor a policy that meets your business’ unique needs. In case of disaster, our goal is to fully protect your business and have it up and running again as soon as possible. We’re happy to review your current policy and make suggestions to limit your exposure. Contact us today to discuss your business and specific business property insurance needs.